I am not sure that any bank offers such systems/services…Just wondering ..how useful will it be if you do not have to go to the bank to deposit your cheques? I think, it will be a very useful software/service for many especially for many business owners.
How the software/service will work? You may need a scanner/similar device/especially designed device attached to your computer/phone line. A software will scan and send the cheque information to the bank. The bank will have a server side software that will verify the authenticity of the cheques, deposit the amount, and announce success/failure. Optical Character Readers may help in the process. Pattern recognition will also help to identify the cheques. Also, image processing algorithms will play important roles in the software. Making the system/software secure will also be challenging.
Banks can implement such systems independently, or a 3rd party can implement such services may be using SOA. Banks and clients will use the services (for a small fee)
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Post Data:2011-01-02 02:11:09
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